Top 6 Best Credit Card For UPI Payments
In today’s fast-paced world, UPI Payments play a vital role in transactions for buying or purchasing goods, groceries clothes, and other products. Their ease of access, security, and convenient process make them a preferred choice for millions of users. If you are looking for best credit card for UPI payments then this blog helps you discover the Top 6 Best Credit Card For UPI Payments.
List of Best Credit Cards For UPI Payments
- HDFC Tata Neu Infinity Credit Card
- Kotak League Credit Card
- IndusInd Bank Rupay Platinum Credit Card
- ICICI Coral Rupay Credit Card
- Kotak Myntra Credit Card
- Amazon Pay ICICI Credit Card
Top 6 Best Credit Card For UPI Payments in India
1. HDFC Tata Neu Infinity Credit Card
Fees & Charges Of HDFC Tata Neu Infinity Credit Card:
- Joining Fee: Rs.1499 + taxes
- Renewal Fee: Rs.1499 + taxes
- Foreign Currency Markup Charges: 2% of currency spends
- Revolving Credit Card Charges: 41.88% per year
- Foreign Currency Transactions: 2.5% (6E Rewards XL)
- Get 5% cashback on Tanishq jewellery via TataNeu
- Get Cashback up to 1.5% on UPI
- Receive up to 10% cashback on partner brands in TataNeu
2. Kotak League Platinum Credit Card
Kotak League Platinum Credit Card allows users to earn multiple perks including rewards, free movie tickets, fuel benefits, travel benefits, and much more.
Fees & Charges Of HDFC Tata Neu Infinity Credit Card:
- Joining Fee: Rs.499 + taxes
- Renewal Fee: Rs. 499 (Waived off on spending Rs. 50,000 in a year)
- Finance Charges: 3.50% p.m. (42% p.a.)
*** Late Payment Fee:** - Less than or equal to Rs. 500: Rs. 100
- Between Rs. 500 to Rs. 10,000: Rs. 500
- Greater than Rs. 10,000: Rs. 700
3. IndusInd Platinum Credit Card
IndusInd Bank’s Platinum Credit Card is designed for travelers, offering a range of benefits for both travel and lifestyle. With a comprehensive rewards program and numerous exciting features, this card caters to a variety of lifestyle needs.
Key Features & Benefits
- Upon payment of the registration fee, you will receive Luxe gift cards and vouchers from top brands.
- Enjoy a 1% waiver on fuel fees, ranging from Rs.400 to Rs.4000, at all gas stations across India.
- Benefit from flight accident insurance coverage up to Rs.25 lakh and lost baggage insurance coverage up to Rs.1 lakh.
- Earn 1.5 reward points for every Rs.150 spent.
- The card offers 2 reward points for every Rs.100 spent on UPI transactions.
4. ICICI Coral Rupay Credit Card
The ICICI Bank Coral Credit Card is a premium offering within the Gemstone Collection with users redeeming rewards in categories like travel, lifestyle, gadgets, and more.
Fees & Charges of ICICI Coral Rupay Credit Card
- Joining Fee: Rs.500 + GST
- Renewal Fee: Rs. 500 + GST
- Finance Charges: |3.75% per month | 45% per annum
Lounge Benefits
- Enjoy complimentary access to airport and railway lounges. When you spend a minimum of Rs.35,000 in the last three months. For more details click here
Additional Benefits
- As part of the ICICI Bank Milestone Rewards program, you can earn Rs.2000 PAYBACK points for yearly transactions totaling Rs,2,00,000. Additionally, for every transaction exceeding Rs1,00,000 in the anniversary year, you will receive 1,000 points.
- The maximum limit for PAYBACK Points is Rs.10,000 annually. Plus take advantage of movie ticket offers.
5. Amazon Pay ICICI Credit Card
The Amazon Pay ICICI Credit Card is India’s first credit card that enables customers to shop on Amazon.in while earning rewards. This co-branded card powered by Visa, comes with a range of features and benefits.
Key Features & Benefits
- The rewards are unlimited and have no expiration date.
- Use your credits to shop from a selection of over 100 million products on Amazon.in, as well as at more than 100 Amazon Pay partner merchants.
- Amazon.in provides no-cost EMI for three or six months.
- There is no limit or expiration on the rewards earned with this card. Amazon Prime members will receive a 5% reward when shopping on Amazon India, while non-Prime members will earn a 3% reward.
6. Myntra Kotak Credit Card
Joining Fee: Nill
Annual Fee: Nill
Benefits:
- Get up to 7.5% discount on purchases at Myntra
- Enjoy 5% cashback on expenses at partner merchants like Swiggy, Swiggy Instamart, PVR, Cleartrip and Urban Company
- Earn unlimited 2.5% cashback on all other spending categories
- Receive a complimentary Myntra Insider Membership
- Get a Myntra voucher worth Rs. 500 after completing your first transaction of Rs.500 or more within 30 days of card issue.
- 2 complimentary PVR tickets every quarter on spending Rs. 50,000 in a quarter
- 1 complimentary domestic lounge access per quarter
Conclusion
These are the best credit cards for UPI payments in India offered by several banks. These credit cards offer exclusive benefits on shopping, dining, travel, UPI transactions, and much more.